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  • Question:What is ‘Cheque Discount’?... Normal
    Answer:Cheque discounting service is offered only by few banks. For instance, if you have a chequ...
  • Question:What is ‘Bill Purchase’?... Normal
    Answer:In ‘Bill Purchase’ the loan will be created for the full value of the draft an...
  • Question:What is ‘Bill Discount’?... Normal
    Answer:‘Bill Discount’ is a settlement of the bill, where your electricity bill or ga...
  • Question:What are the different types of Loans offered by Commercial Banks?... Normal
    Answer:Start-Up Loans This type of Loan is offered to borrower to start their business and can b...
  • Question:What are the different types of ‘Fixed Deposits’?... Normal
    Answer:There are two different types of ‘Fixed Deposits’ Special Term Deposits: ...
  • Question:What are the different types of Loans offered by banks?... Normal
    Answer:The different types of loans offered by banks are: a) Unsecured Personal Loan b) Secured...
  • Question:What do you mean by ‘cheque endorsing’?... Normal
    Answer:‘Endorsing cheque’ ensures that the cheque get deposited into your account onl...
  • Question:What is Payday loan?... Normal
    Answer:A pay-day loan is generally, a small amount and a short-term loan available at high intere...
  • Question:What do you mean by term ‘Usury’?... Normal
    Answer:When a loan is charged with high interest rate illegally then it is referred as ‘Usu...
  • Question:What ‘LIBOR’ stands for?... Normal
    Answer:‘LIBOR’ stands for London Inter-Bank Offered Rate. As the name suggest, it is ...
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